Financial Footings - Step 1
Beginning with basic information, from how to identify coins and bills to more complex topics related to the budget and objectives, students may accumulate the necessary knowledge to make the right decisions in the future. The program designed for Kindergarten through second grade, has four modules which are usually divided into eight segments of twenty minutes each, in order to suit the needs of each group’s time. Each module contains an activity designed for younger students and one for older students.
Financial Footings - Step 2
The Financial Footings Step 2 program provides youth an introduction to the world of personal finance. These presenters can truly connect with youth by delivering an engaging and relevant program.
Financial Beginnings is excited to debut its Financial Framings program for middle school students. This new program provides finance education while framing personal financial decisions within the larger local and global economies. Curriculum is taught through an interactive, game-like format, which engages students by presenting real-world economic scenarios.
The Pathways program helps students successfully transition from high school to post-secondary education (and beyond) through informed and proactive financial decisions. Pathways helps students navigate the complex maze of financial decisions – from loan agreements to household budgeting to choosing a career – that accompanies adulthood.
- Participant Guide
- Student Poster
- Presenter's Guide
- Career & Education Path Presentation
- Comparing Schools & Costs Presentation
- Financing College Presentation
- Managing Debt Accumulation Presentation
- Managing Debt After College Presentation
- Financing College | Handout: Do you need money?
- Managing Debt After College I Handout I Repaying Your Loans
Financial Foundations - Banking
Banking is important to understand because participation in banking services is typically one’s first exposure to the financial world. Having a strong relationship with a financial institution and properly managing a bank account can provide a strong foundation for future financial transactions one might require. In this section, we introduce financial institutions, how they work and how you can utilize them in managing your money.
Financial Foundations - Budgeting
Budgeting is the foundation of personal financial planning. Budgeting allows us to manage our money by tracking our income and expenses. Since every person is different, it is important to know how to create a budget to use for our own specific needs.
Financial Foundations - Credit
In today’s economic society it would be rare to not use credit to pay for items such as a large purchase, car repairs or any type of emergency situation. Credit can be an overwhelming topic, but understanding credit is critical for managing one’s finances responsibly, as credit can affect many aspects of your life.
Financial Foundations - Risk Management
Many times, individuals feel that they are paying money into insurance policies but not getting their fair share back. This is not how insurance should be viewed. Purchasing insurance is a way to manage risk. With insurance, you are paying for the protection of your assets and should hope that you do not have to use it, since using insurance sometimes means something bad happened.
SAFE - Goals and Tools
Participants learn to craft SMART Goals to achieve their dreams. They explore the basics of budgeting including strategies for managing income and expenses. Finally, they study financial products and services as tools for managing their accounts and saving for their dreams.
SAFE - Income and Taxes
Participants identify a career that aligns with their lifestyle goals, analyzing their future income potential. They explore taxpayer rights and responsibilities and education-related deductions, credits, and plans for which they may be eligible. They finish this session by examining the process of tax collection and the importance of financial record keeping.
SAFE - Credit and Debt
Participants explore the value of good credit, how credit reporting works, and the components of a good credit score. They review the types of student loans available and examine how to make the best use of these loans, to leverage credit to achieve their goals.
SAFE - Protecting Yourself
Participants explore ways to avoid becoming a victim of identity theft or how to recover if their identity is stolen. They also explore types of insurance and how insurance can help them manage the risks of day-to-day life.
SAFE - Savings and Retirement
Participants explore the value of compound interest in light of various types of investments. They examine critical concepts such as diversification and risk versus return as they review an array of retirement savings options.